# Maria Smith Financial Planning

> Advice-only financial planning for young Canadians who are still building — pay down debt, invest with confidence, and stop feeling overwhelmed.

Maria Smith Financial Planning offers advice-only financial planning for young Canadian families, professionals, and teachers who want clarity without product sales or commissions. The site includes free tools, a blog, and paid planning packages.

## Pages

- [Home](/): Advice-only financial planning for young Canadians who are still building.
- [About](/about): Maria Smith's story and approach to advice-only planning.
- [Plans & Pricing](/plans-and-pricing): Transparent planning packages and pricing.
- [For Teachers](/for-teachers): Financial planning and resources tailored for teachers.
- [Financial Fragility Calculator](/financial-fragility): A free calculator to assess your financial resilience.
- [Blog](/blog): Articles on money, mindset, and mom life.
- [Contact](/contact): Book a free clarity call or send a message.

## Blog

- [Not All Investment Returns Are Taxed the Same](/blog/not-all-investment-returns-are-taxed-the-same): How registered and non-registered investment income is taxed in Canada.
- [Women Can Money Virtual Summit 2025 - All the Details](/blog/wcm-2025): Details about the annual Women Can Money Virtual Summit.

## Optional

- [Links](/links): A curated list of links and resources.
- [Disclaimer](/disclaimer): Important disclosures about the information on this site.
- [Privacy Policy](/privacy-policy): How personal information is collected, used, and protected.