Plans & Pricing
Honest planning,
honestly priced.
One flat fee. No commissions, no products to sell — just a plan built around what you actually want, plus a year of support to make it happen.
How it works
Clear steps. No mystery.
Clarity call
A free 30-minute conversation. We see if we're a fit — no pressure, no pitch.
Discovery
You share the numbers and the goals. I organize everything into one clear picture.
Your plan
We build it together around your goals and the future you actually want, in language you can understand.
A year of support
Implementation help, accountability support, check-ins, and answers when life shifts. You're not on your own.
What's included
- Free 30-minute clarity call
- Comprehensive financial plan
- Built together, in plain language
- Implementation support — not just a PDF
- Direct access and regular check-ins for a year
- Written summary and action list you can keep
What I don't do
- Product sales or commissions
- Discretionary investment management
- Insurance brokering
If you need any of these, I'll point you to trusted professionals who do — with no referral fees attached.
What advice-only actually means.
Some financial advice is paid for indirectly — through commissions on products you buy, or fees built into something else. Advice-only is paid for directly: you pay me to build the plan with you, and that's the whole transaction.
I'm not licensed to sell securities or insurance, and I don't want to be. My job is to help you understand your money, not to manage it for you.
Holistic, in plain language
Six connected areas of your life
Tailored to your milestones, not your parents' retirement date or someone else's goals.
Financial management
Navigating merging finances with a partner, moving out on your own, managing day to day cashflow, achieving your savings goal, and paying off debt.
Insurance & risk management
Protecting you and your family against financial loss. We'll review what you currently have, what you need, and what you don't.
Estate planning
Ensuring that you have an estate plan in place that addresses your wishes, the guardianship of your children, and your financial affairs.
Tax planning
Maximizing your take-home pay and access to available government benefits.
Retirement planning
Defining what freedom looks like rather than just waiting until age 65.
Investment planning
Providing clarity through the overwhelm to help you move away from expensive mutual funds at the big banks to building a portfolio that works for you.
Who it's for
A good fit if…
- You want a plan that's yours — not a product someone's selling.
- You're ready to make decisions, not just talk about them.
- You'd rather pay one honest fee than wonder how someone's getting paid.
- You like simple and automated.
Why simple
Why I keep it simple.
I'm a parent of two. I don't have time for complicated finances, and I'm guessing you don't either. My own investing philosophy is built on automation, low-cost ETFs, and a plan that doesn't need babysitting. I bring that same simple-is-better approach to my clients.
One flat fee. No surprises.
The same engagement for everyone — a full plan plus a year of support.
Couples pay a little more because we're planning two lives together.
Single client
One-time, all-in
A comprehensive financial plan, built together, plus one year of implementation support.
Couple
One-time, all-in
A comprehensive financial plan, with one year implementation support for partners.
Ongoing support — after first year
Continue at half price.
$750 single / $900 couple, per year. Optional, renewable, cancel anytime.
Annual review, plan updates as life changes, and direct access when you have questions.
Common questions
Good things to ask.
Payment is due in full once Letter of Engagement is signed. Payment plan options are available. No commissions, no hidden costs.
Ready when you are
Start with a free clarity call.
No more financial guesswork. Let's build a plan that fits your life and goals.